WE all know that exercise and a nutritious diet are important for our physical wellness. But what about our financial wellness – what is it and how do we achieve it? Financial wellness is a state of good financial health, where you have enough money to meet your needs now, and will have enough to meet your needs in the future too. Safe to say, most of us want that.
The current cost-of-living pressures might mean your household finances are being stretched, but taking the time to sit down and crunch the numbers often creeps down the ‘to-do list’. Sometimes we’re not sure where to start, and it can seem pretty challenging.
“It’s understandable to put off thinking about your finances to another day – life gets so busy! But not keeping a close eye on your financial wellbeing has a cost – to your peace of mind, and ultimately to your wallet,” said Amber Nicholas, GMCU team member since 2018 and more recently, team leader at the Shepparton branch.
The question of how to achieve financial wellness isn’t as daunting as you might think, nor is it about high-flying investments or expensive advice. It can be preparing a household budget you think can stick to. It might be consolidating your debts (rolling them into one, that charges lower interest). Or it could be saving a bit of money – however small – from each pay.
The key is to get started. It doesn’t matter whether you’re a member of GMCU or not, Amber and any of her team are more than happy to have a chat about what financial wellness looks like for you – free of charge.
“We’re open to everyone here. It’s all about unleashing what’s possible in our communities and making a positive difference,” said Amber.
“If you’re wondering where to begin with budgeting, or have questions about your financial goals, pop in and have a chat. There’s no obligation, and you never know, you might learn something!”
Drop in and chat to Amber or one of her team at GMCU Shepparton, and start flexing those financial muscles, or visit www.gmcu.com.au for further information.
